Medicare Supplement Plans

Basic coverage at the lowest premium

Best for: People who want minimal coverage at the lowest possible cost.

Basic plus hospital deductible coverage

Best for: People who want Part A deductible coverage without higher-tier premiums.

Strong coverage without Part B deductible

Best for: People who want comprehensive coverage but are comfortable paying the Part B deductible.

100% coverage — zero out-of-pocket gaps

Best for: Pre-2020 enrollees who want complete coverage with no out-of-pocket costs.

Most popular — covers nearly everything

Best for: People who want predictable costs with minimal out-of-pocket risk. The go-to plan for most new enrollees.

Cost-sharing plan with out-of-pocket limit

Best for: People who want lower premiums and are comfortable with cost-sharing up to an annual limit.

Cost-sharing with higher coverage than Plan K

Best for: People who want a middle ground between full coverage and cost-sharing.

Lower premiums with partial deductible coverage

Best for: People who want strong coverage but are willing to pay half the Part A deductible to save on premiums.

Lower premiums with small copays

Best for: Healthy people who rarely visit the doctor and want lower monthly premiums in exchange for small copays.