K
Medicare Supplement Plan K
Cost-sharing plan with out-of-pocket limit
Who is Plan K for?
People who want lower premiums and are comfortable with cost-sharing up to an annual limit.
Key thing to know
Covers 50% of most benefits until you hit the annual out-of-pocket limit ($7,060 in 2026), then 100% for the rest of the year.
What Plan K covers
Part A coinsurance & hospital costs
(up to 365 days after Medicare benefits used)
Covered
Part B coinsurance or copayment
50%
Blood
(first 3 pints)
50%
Part A hospice care coinsurance or copayment
50%
Skilled nursing facility coinsurance
50%
Part A deductible
($1,676 in 2026)
50%
Part B deductible
($283 in 2026)
No
Part B excess charges
No
Foreign travel emergency
(up to plan limits)
No
See Plan K prices in your state
Premiums vary by carrier, state, age, and gender.