Medicare Supplement Plans in Washington
15+ carriers offer Medigap plans in Washington. Premiums are attained-age.
15+
Carriers available
Attained-age
Rating method
G, N
Most popular plans
How Washington prices Medigap plans
Washington uses attained-age rating for most carriers. Some carriers offer community-rated or issue-age options.
Washington Medigap regulations
Washington requires a 30-day free look period.
Washington has a birthday rule — you can switch Medigap plans within 30 days of your birthday without medical underwriting, as long as you switch to a plan with equal or lesser benefits.
SHIBA (Statewide Health Insurance Benefits Advisors) offers free Medicare counseling.
Tips for Washington enrollees
Take advantage of Washington's birthday rule — review your rates each year around your birthday and switch if a better deal is available.
Premera Blue Cross and Regence BlueShield are the dominant carriers, but smaller carriers may offer competitive rates.
The birthday rule is one of Washington's best consumer protections — it effectively gives you annual guaranteed-issue rights for same-or-lesser plans.
Most popular plans in Washington
Cities in Washington
Explore Medigap rates and carrier options for specific cities in Washington.
Compare Washington carriers and rates
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